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200302656 <br />5PT30115 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this PUD Rider. <br />rower - Reginald G. awrelpa - Date <br />Borrower Patrxcia L. Phelps - Date - <br />MULTISTATE PUD RIDER -- Single Family--Fannie Mae/Freddic Mac UNIFORM INSTRUMENT Furm.11mlffil <br />o [rnei.3'vmn xisrrzooz (L °ge 3 f3➢agea) <br />