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DEED OF TRUST r.a, o Ips NUmEer: 5PT30115 Paicel NvObes: I0111912I0 I1$)M Words used in multiple sections of this document are defined below and other words we defined in Sections 3, 11, 13, 18, 20 and 21. Certain mles regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated February 27, 2003 together with all Riders to this document. (B) "Borrower" is Reginald G. Phelps and Patricia L. Phelps, Husband and Wife Borrower is the truster under this Security Instrument. (C) "Lender "is Five Points Hank Lender is a Commercial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Box 1507 Grand Ialand, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated February 27, 2003 The Note states that Borrower owes Lender one Hundred Three Thousand And 00 /100 Dollars (U.S. S 103,000-00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in fill not later than April 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family-- Fnnnir Mnr/FredJie Mae UNIFORM INSTRUMENT Form 30381/01 twcmasi (PaKel of /3PxK J WCVtxv.vrx as /m /rzoorz D Z c. III vl C- N M rn m m � After Recording Return To: to N U7 C O n M ) 200302652 DEED OF TRUST r.a, o Ips NUmEer: 5PT30115 Paicel NvObes: I0111912I0 I1$)M Words used in multiple sections of this document are defined below and other words we defined in Sections 3, 11, 13, 18, 20 and 21. Certain mles regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated February 27, 2003 together with all Riders to this document. (B) "Borrower" is Reginald G. Phelps and Patricia L. Phelps, Husband and Wife Borrower is the truster under this Security Instrument. (C) "Lender "is Five Points Hank Lender is a Commercial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Box 1507 Grand Ialand, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated February 27, 2003 The Note states that Borrower owes Lender one Hundred Three Thousand And 00 /100 Dollars (U.S. S 103,000-00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in fill not later than April 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family-- Fnnnir Mnr/FredJie Mae UNIFORM INSTRUMENT Form 30381/01 twcmasi (PaKel of /3PxK J WCVtxv.vrx as /m /rzoorz