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200302653 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />.1 �( 2- a,0 -03 <br />- o owe f Carolyn L. Knee - Date - <br />- Borrower - Dennis A. Knees - Date - <br />NEBRASKA -- Single Family- Fannie Mae/Freddie Mac UN [FORM INSTRUMENT Form 30281101 <br />aocmrveu (Page 12 of13 pages) <br />oocvvxec.vxx os /vz /moo <br />