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200302633
<br />(C) "Lender "la WELLS FARGO HOME MORTGAGE, INC
<br />Lender u a CORPORATION
<br />organized and exisling under the laws of THE STATE OF CALIFORNIA
<br />Lender' s addais is P.0. BOX 10304, DES MOINES, IA 503060304
<br />Lender is the bcneticiary under his Security Instrument.
<br />(D) "Trustee" Is JOHN S. XATELMAN, ESQ.
<br />10855 WEST DODGE RD, SUITE 240, OMAHA, HE 68145
<br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 27, 2003
<br />Tile Noe, stairs that Borrower owes Lender TWENTY THOUSAND BIGHT HUNDRED AND 00 /100
<br />Dollars
<br />(U.S.$ * * ** *20,800.00 )plus everest. Bel rowcr has promised to pay this debt in regular Periodic
<br />Payments and m pay the debt in full not later luau MARCH 01, 2013
<br />(F) " Property" mcans the property that is desrribat below under the heading "Transfer of Rights in the
<br />pwpens "
<br />((B "Loan nmtms the deht evidenced by the N le, plus interest, any prepayment charges and late charges
<br />(IOC cock, die None, and all sums due under this SLnurity Instrument, plus interest.
<br />(It) "Riders" mcans all Rider to this Security Instrument that are executed by Borrower. The following
<br />Riders arc It hC executed by Borrower Icheck box as applicable]:
<br />Adlustahlc Rat, Rider Cnedom'miwn Ruder L-1 Second Battle, Rider
<br />El Balloon Rider Planned Unit Ucvclopulent Rider 0 1 -4 Family Rider
<br />U VA Rider Hm,ekk Paymcul Rider 0 Others) [speoify]
<br />(I) "Applicable Law" moans all controlling applicable federal, state and local statutes, regulations,
<br />nrdinall", and administrative roles and orders shat have the effect of law) as well as all applicable final,
<br />non- appculablc ludlalAl optnionn.
<br />(D "Cotnmmiity Association Dues, Eces, and Assessments" means all dues, fees, assessments and other
<br />charges that arc imposed on Borrower or the Property by a condominium association, homeowners
<br />association ur Similar o,gani /AlOn.
<br />(6) "Electronic Funds "rrmst'cr" means any transfer of funds, other than a transaction originated by
<br />Check, drab, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrunsuL aoutputcr, of magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or aVIIII :m aawunL. Such term includes, but 'a not limited to, point -of -sale transfers, automated teller
<br />rachine nans.erions, trans],,, initiated by telephone, wire transfers, and automated clearinghouse
<br />tcrosle"
<br />(1.) "Escrow Item" means those items that arc described in Section 3.
<br />(\I) " tlu(ellancous Proceed," mcans any wmncusatiou, settlement, award of damages, or proceeds paid
<br />hr any third party (alter dmu lusuruncc prneecs paid under the coverages described in Section 5) for. fit
<br />da Ong C to, or destruction a] I , Property: (iii condenmation or other taking of all or any part of the
<br />Property; (iiiI (onscyancc iu lieu of condemns -ion; or (iv) misrepresentations of, or omissions as to, the
<br />value 11111 0' mrdmon of the PoIme,.
<br />(V s%bartgay,( Insurance" mcans iusurancc prnt,ctine Lender against the nonpayment of, or default on,
<br />thu Loan
<br />ML
<br />-ROSE) I J,00t,S "rep" Form3028 1101
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