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GRANTOR: WILLIAM A RAUERT Spouse of Audrey A Rauert As a Joint Tenant with the Right of Survivorship 4450 Engleman RD Grand Island, Nebraska 68803 AUDREY A RAUERT Spouse of William A Rauert As a Joint Tenant with the Right of Survivorship 4450 Engleman RD Grand Island, Nebraska 68803 LENDER: PLATTE VALLEY STATE BANK & TRUST COMPANY 1451 North Webb Road Grand Island, Nebraska 68803 1. DISCLAIMER. In accordance with the Farm Homestead Protection Act, prior to executing the attached Security Instrument, Grantor states as follows: A. I intend to grant a security interest in real property (Property) described on the attached Security Instrument. B. No part of my homestead is presently situated on the Property, nor will any of my homestead be situated on the Property in the future. C. I understand that if, contrary to this Disclaimer, I establish a homestead on any part of the Property during the time the Security Instrument remains unsatisfied and a lien upon the Property, I will have no right to make a designation of homestead in the event of a foreclosure or trustee's sale upon such Security Instrument. D. I disclaim my right to designate my homestead. SIGNATURES. I agree to the terms and covenants contained in this Disclaimer Of Right To Designate Homestead. I also acknowledge receipt of a copy of this Disclaimer Of Right To Designate Homestead. GRANTOR: William A Rauert Indivi Ai6drey A Raa�t rt Individually William A Rauert Nebraska Diadelmer of Fill To past gneu Harnessed! Initials NEI4X X28333000600000003]]0014030303N ' 1996 Bankers Systems, Inc., St. Cloud MN E,15La Page 1 7 C T fir• 1) Q W e u, O —I n T D O K O 11 c.. o ACT r Co S Co Space Above This Line For Recording Data DISCLAIMER OF RIGHT TO DESIGNATE HOMESTEAD \ (To be filed as a preface to the Security Instrument) c DATE AND PARTIES. The date of this Disclaimer Of Right To Designate Homestead is March 3, 2003. The parties and their addresses are: GRANTOR: WILLIAM A RAUERT Spouse of Audrey A Rauert As a Joint Tenant with the Right of Survivorship 4450 Engleman RD Grand Island, Nebraska 68803 AUDREY A RAUERT Spouse of William A Rauert As a Joint Tenant with the Right of Survivorship 4450 Engleman RD Grand Island, Nebraska 68803 LENDER: PLATTE VALLEY STATE BANK & TRUST COMPANY 1451 North Webb Road Grand Island, Nebraska 68803 1. DISCLAIMER. In accordance with the Farm Homestead Protection Act, prior to executing the attached Security Instrument, Grantor states as follows: A. I intend to grant a security interest in real property (Property) described on the attached Security Instrument. B. No part of my homestead is presently situated on the Property, nor will any of my homestead be situated on the Property in the future. C. I understand that if, contrary to this Disclaimer, I establish a homestead on any part of the Property during the time the Security Instrument remains unsatisfied and a lien upon the Property, I will have no right to make a designation of homestead in the event of a foreclosure or trustee's sale upon such Security Instrument. D. I disclaim my right to designate my homestead. SIGNATURES. I agree to the terms and covenants contained in this Disclaimer Of Right To Designate Homestead. I also acknowledge receipt of a copy of this Disclaimer Of Right To Designate Homestead. GRANTOR: William A Rauert Indivi Ai6drey A Raa�t rt Individually William A Rauert Nebraska Diadelmer of Fill To past gneu Harnessed! Initials NEI4X X28333000600000003]]0014030303N ' 1996 Bankers Systems, Inc., St. Cloud MN E,15La Page 1