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200302599 <br />(C) "Lender" 11 CENTRIS FEDERAL CREDIT UNION <br />Lender Is a CORPORATION <br />organized and existing under the laws of UNITED STATES OF AMERICA <br />Lender's address is 343 N. 114TH STREET <br />OMAHA, NE 68154 -5506 <br />Leader is the beneficiary under this Security Instrument. <br />(D) "Trustee" Is CENTRIS FEDERAL CREDIT' UNION <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 24, 2003 <br />The Note stales that Borrower owes Lender <br />FIFTY SIX THOUSAND FIVE HUNDRED AND 00 /100 Dollars <br />(U.S. $ b6,500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than MARCIi 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, arty prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(m "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />Adjustable Rate Rider 0 Condominium Rider [—] Second Flume Rider <br />F] Balloon Rider 0 Planned Unit Development Rider L 1 1 -4 Family Rider <br />El VA Rider Biweekly Payment Rider 0 Others) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, elate and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />con - appealable judicial opinions. <br />Q) "Community Association Dues, k'ees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(IC) "Electronic Flmds Transfer" means any transfer of funds, other dhan a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an clmlronie terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to point- of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, mud automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third patty (other than insurance proceeds paid under the coverage.% described in Section 5) for.(i) <br />damage to, or destruction of, the property; (it) condemnation or other taking of all or any part of the <br />property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as lo, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />.�1� 114 - 4316 " " " "` To <br />`a11r -6tNEl moose LY214 a =a "zm,s Form3028 1101 <br />0 <br />