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200302551 <br />r " ower snau no' cause or pernurme presence, use, ulsposay storage, or ne lease m any ttazarruns auosances, or <br />threaten to release any I lazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, <br />anydling effecting the Properly (a) that is in violation of any Envlronutenlal Law, (b) which creates an Environmental <br />Condition, or (c) which, due to the presence, use, or release of I lazardous Substance, creates a condition that adversely <br />ti f,cts the value ofthe Property. The preceding two sentences- shall not apply to the presence, use, or storage on the Property <br />ofsmall quantities of[ lazardous Substances that are generally recognize be appropriate to normal residential uses and to <br />maintenance ofthe Property (including, but not limited to, hazardous substances consumer products). <br />Borrower shall es promptly give Lender written notice of(a) any investigation, claim, demand, lawsuit or other action <br />by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or <br />Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, <br />anyspilling, leaking, discllargc, re cascor Ihrcal ofreleasc nfany Hazardous Substance, and (c) any condition caused by the <br />presence, use or release ofa Hazardous Substance which adversely affects the value ofthe Property. If Borrower (cams, or is <br />notifed by any govcmemenlal or regulaory authority, or any private party, that any removal or other remediation of any <br />Hazardous Substance affecting the Property is necessary, But shall promptly take all neressary remedial actions in <br />accordance with Environmental l aw_ Nothing herein shall create any obligation on Lender for an Environmental Cleanup. <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows' <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach nfany covenant or agreement in this Security Instrument (but not prior to acceleration under <br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action <br />required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which <br />the default must be cured; and (d) that fatlm'e to cure the default on or before the dale specified in the notice may <br />result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall <br />fart ber inform Borrower ofthe right to reinstate after acceleration and the, ight to bring a court action to assert the <br />non- c.,klence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or <br />before the date specified in the notice, Lender at its option may require immediate payment in full of all sums <br />secured by (his Security Instrument without further demand and may invoke the power of sale and any other <br />remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of it <br />evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of <br />the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Law to Borrower <br />and to the other persons prescribed by Applicable I aw. After the time required by Applicable Law, Trustee shall <br />give public notice ofsale to the persons and in the manner prescribed by Applicable Law. Trustee, without demand <br />on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under flue <br />terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may <br />postpone sale of all or any parcel of the Properly by public announcement at the time and place of any previously <br />scheduled sale. Lender or its designee may purchase the Property at any sale. <br />Upon receipt of pavement ofthe price hid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence ofthe truth ofthe statements made <br />therein. Tres lee shall apply the proceeds ofthe sale in the following order: (a) to all costs and expenses ofexereising <br />the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable <br />allorneYs' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any <br />excess to the pparson or persons legally entitled to it. <br />23. Reeonvey ance. I l poll psymen t ofal l sums secured by this Security Instrument, Leader shal l request Trustee to <br />re- convey the Property and shall surrender this Security Instrument and a] I notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall recunvcy the Property without warranty to the person or persons leggally entitled to it. <br />Such person or persons shall payary recordation costs. Tender may charge such person or persons a fee fcrreconveying the <br />Property, but rally if the Ice is paid to a third party (.such as the "Trustee) for services rendered and the charging ofil e fee is <br />permitted under Applicable Law, <br />24. Substitute Tr ustee. I ender, at its option, may from time to tittle remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance ofthe Property, the successor trustee shall succeed to all the title, power and duties conferred <br />upon 'I rustee herein and by Applicable Law. <br />25. Request for Natives. Bmrmwcr requests that copies of the notice of default and sale be sent to Bunui ver's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Solemn_, <br />Instrument and in any Rider executed by Borrower and recordedmth A <br />Witnesses: &L, f) )f (Seal) <br />ordon <br />(Seal) <br />Bonowcr Colleen K. O'Neill <br />Borrower <br />(Seal) <br />(Seal) <br />NEBuASKA--Singlc family— Fannie Mae /Freddie .Mac UNIFORM INSTRUMENT Fonn3028 I /01 ( ➢nge7of8pnge0 <br />9159. C'V(1 /02) 1658517 <br />G,II O(0001;1, 10 <br />