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[Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />DEPINI'I IONS
<br />Words used in nmltiple sections of this document a, 'e defined below and other words are defined in Sections 3, 1 I, 13, 18.20
<br />end 21. Certain rules regarding the usage ofwords used in this document are also provided in Section 16.
<br />(A) ".Security Instrument" means this document, which is dated February 24th _ 2003 ,together with
<br />all Riders to this document,
<br />(B) "Borrower" is Gordon L. O'Neill and Colleen K. O'Neill, as husband and wife
<br />Borrower is thefrustor under this Socurih Instrmned.
<br />(C) "Lender" is United Nebraska Bank — Lender
<br />iSoCnrporatiun organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NF, 68803
<br />bender is the buucficiary under this Security Instl uncut.
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory note signed by Borrower and dated February 24tH 2003 .The Note
<br />states that Bor,owcr owes Lender Thir - Thousand and 00 /100 _
<br />Dollar, (U.S.$30000.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2018
<br />(F) "Property" means the in opetty that is described below under the heading "Transfer ofRights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due order Ole
<br />Note, and all sums due under this Security Instrument, plus interest
<br />(11) "Biters" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Burrower [dsck box as applicable] ',
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium hider
<br />A A
<br />Second I Ionic Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />Otherd) [specity]
<br />n
<br />IA family Rider
<br />m
<br />z.y
<br />C)
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<br />A
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<br />O
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<br />200302501
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<br />[Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />DEPINI'I IONS
<br />Words used in nmltiple sections of this document a, 'e defined below and other words are defined in Sections 3, 1 I, 13, 18.20
<br />end 21. Certain rules regarding the usage ofwords used in this document are also provided in Section 16.
<br />(A) ".Security Instrument" means this document, which is dated February 24th _ 2003 ,together with
<br />all Riders to this document,
<br />(B) "Borrower" is Gordon L. O'Neill and Colleen K. O'Neill, as husband and wife
<br />Borrower is thefrustor under this Socurih Instrmned.
<br />(C) "Lender" is United Nebraska Bank — Lender
<br />iSoCnrporatiun organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NF, 68803
<br />bender is the buucficiary under this Security Instl uncut.
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory note signed by Borrower and dated February 24tH 2003 .The Note
<br />states that Bor,owcr owes Lender Thir - Thousand and 00 /100 _
<br />Dollar, (U.S.$30000.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2018
<br />(F) "Property" means the in opetty that is described below under the heading "Transfer ofRights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due order Ole
<br />Note, and all sums due under this Security Instrument, plus interest
<br />(11) "Biters" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Burrower [dsck box as applicable] ',
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium hider
<br />❑
<br />Second I Ionic Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />Otherd) [specity]
<br />n
<br />IA family Rider
<br />❑
<br />Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />admini,b ulivc rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Comm unity Association Dues, Fees, and Assessments" means all dues, fens, asses'smenls and other charges Oral are
<br />imposed on Borrower or the Property by a condominium association, hen eawners association or similar organization
<br />(K) "Electronic Funds Transfer" means any transfer of finds, other than a transaction originated by check, drat, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so a, to order, instruct, or authorize a financial institution to debit or credit an account. Such teen includes, but is not limited
<br />lo, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3,
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award ofdanhages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage to, or destruction of,
<br />the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in licit of condcumatime or
<br />(iv) misrepresentations of, or omissions as lo, the value and/or condition ofthe Property .
<br />(N) "Mortgage Insurance" Tans insurance protecting Leader against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest trader die Note, plus (ii)
<br />any amounts Linda, Section 3 ofthis Security Instrument.
<br />(P) "RESPA "means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 at seq.) and its implementing regulation,
<br />Regulation X (24 C. E.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation
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