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200302586 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Ma (Seal) <br />JUDY R RO - Borrower <br />—_ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />61NE1 moo,, "'g 1aNIs <br />(Seal) <br />Borrower <br />(Seal) <br />BOrmwer <br />(Seal) <br />BOrtower <br />(Seal) <br />Borrower <br />Form 3028 1101 <br />