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DEED OF TRUST Page 6 <br />Loan No: 426380063735 (Continued) 200302563 <br />Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to Lender, including <br />without limitation a guaranty of all or part of the Nate. <br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or <br />physical, chemical or infectious Characteristics, may cause or pose a present or potential hazard to human health or the environment <br />when improperly used, treated, stored, disposed of, generated, norm. pool, transpurted or otherwise handled. The words <br />"Hazardous Substances" are used In than very broadest sense and Include without limitation any and all hazardous or toxic <br />substances, materials or waste as defined by or listed under the Environmental Laws. The term 'Hazardous Substances" also <br />includes, without limitation, petroleum and petroleum by- products or any fraction thereof and asbestos. <br />Improvement.. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on <br />the Real Property, facilities, additions, replacements and other construction on the Real Property. <br />Indebtedness. The word " Indebtedness" means all principal. Interest and other amounts, casts and expenses payable under the Note <br />or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note <br />or Related Documents and any amounts expended or advanced by Lender to discharge Toll a obligations or expenses incurred by <br />Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided In this <br />Deed of Trust. <br />Lender. The word "Lender" means Bank One, NA , its successors and assigns. The words "successors or assigns" mean any person <br />or company that acquires any interest In the Note. <br />Note. The word "Nate" means the promissory note dated February 21, 2003, in the original principal amount of <br />$228.303.25 from Truster to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations <br />of, and substitutions for the promissory note or agreement. The maturity date of this Deed of Trust is February 23. 2033. <br />Personal Progeny. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or <br />hereafter owned by Truster, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and <br />addition. to, all replacements of, and all substitutions for, any of such property; and together with all proceeds (Including without <br />limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, Interests and rights, as further described in this Deed of Trust. <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other <br />instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rants, revenues, income, issues, royalties, profits, and other benefits derived <br />from the Property. <br />Trustee. The word "Trustee" means Stewart Title Guaranty Company of Nebraska, whose address is 1220 Washington, Suite 100, <br />Kansas City, MO 64105 and any substitute or successor trustees. <br />Trustor. The word "Truster" means S DOUGLAS KUCERA and TERESA M KUCERA. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST. AND EACH TRUSTOR AGREES TO <br />ITS TERMS. <br />TRUSTOR <br />X "A; <br />S DOUGLAS <br />KUCERA(y <br />dieldually- <br />XC. <br />V 2n1,71 <br />2/ <br />� V ZzA <br />TERESA M KUCERA, Indivrdpally <br />I /,� <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF .SIC._ 1 <br />I1 1SS <br />COUNTY OF �j Gill 1 <br />On this day before me, the undersigned Notary Public, personally appeared S DOUGLAS KUCERA and TERESA M KUCERA, to me known <br />to be the Individuals described In and who executed the Decd of Trust, and acknowledged that they signed the Deed of Trust as their free <br />and voluntary act and deed, for the uses and purposes therein mentioned. /� <br />Given untler my hand and olficial seal this c2 % Ste day of { Ferbjeu h ✓ , 20�10_.l_ <br />BY �t Q[i11INl <br />ENERALNOTARV- Staled Ncbra»Me Notary Public in and for the State of Me (l{pSKA <br />ELAINE L. STElN6ECR Residing at (Tht/v( i.S�art� <br />My Comm. Exp. &16fM My commission expires <br />