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After Recording Return To: HERITAGE BANK 110 E 9TH STREET 200302520 WOOD RIVER,NEBRASKA 68883 [Space Above This Line For Rescreening need DEED OF TRUST DEFINITIONS Loan Number: 2234330 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, IS, 20 and 21. Certain rates regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated FEBRUARY 12 12003 , together with all Riders to this document. (B) 'Borrower' is BRIAN BANGS AND TAMMY BANGS HUSBAND AND WIFE AS JOINT TENANTS Borrower is the tmstor under this Security Instrument. (C) "Lender" is HERITAGE BANK Lender is a CORPORATION organized and existing under the laws of NEBRASKA Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 Lender is the beneficiary under this Security Instrument. (D) "Trustee"is CENTRAL NATIONAL BANK, P.O. 268, SUPERIOR, NE 68978 -0268 (E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 12 , 2003 . The Note states that Borrower owes Lender EIGHTY SIX THOUSAND THREE HUNDRED IW'ENTY AND 00 /100 Dollars (U.S. $ 86,320.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2010 (F) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means thedebt evidenced by the Note, plus interest, any prepayment charges and latecharges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA— Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DneMagiep vou= a. ,,v raaz Farm 3028 1101 Page 1 of 13 ww.docmagie.cone A'? --0 wars .. A n n o 7 N m D o r n N C N co N C After Recording Return To: HERITAGE BANK 110 E 9TH STREET 200302520 WOOD RIVER,NEBRASKA 68883 [Space Above This Line For Rescreening need DEED OF TRUST DEFINITIONS Loan Number: 2234330 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, IS, 20 and 21. Certain rates regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated FEBRUARY 12 12003 , together with all Riders to this document. (B) 'Borrower' is BRIAN BANGS AND TAMMY BANGS HUSBAND AND WIFE AS JOINT TENANTS Borrower is the tmstor under this Security Instrument. (C) "Lender" is HERITAGE BANK Lender is a CORPORATION organized and existing under the laws of NEBRASKA Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 Lender is the beneficiary under this Security Instrument. (D) "Trustee"is CENTRAL NATIONAL BANK, P.O. 268, SUPERIOR, NE 68978 -0268 (E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 12 , 2003 . The Note states that Borrower owes Lender EIGHTY SIX THOUSAND THREE HUNDRED IW'ENTY AND 00 /100 Dollars (U.S. $ 86,320.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2010 (F) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means thedebt evidenced by the Note, plus interest, any prepayment charges and latecharges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA— Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DneMagiep vou= a. ,,v raaz Farm 3028 1101 Page 1 of 13 ww.docmagie.cone A'? --0 wars ..