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200302524 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses. <br />(Seal) <br />- Barzowcr <br />(Seal) <br />- BOrrOwer <br />(Beal) <br />Roriower <br />000654250809 <br />(41 / <br />a (Sena]) <br />p <br />i tine C. Guzinski ...... r <br />A i v3 <br />(seal) <br />f-) as 6- & U z I n S K L - Borrower <br />(Seal) <br />Bmniwer <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />=-6NINE) moose , 4 is Form 3028 1101 <br />m <br />