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DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />200302496 ®r <br />7 <br />Words used in multiple scutiunx of this document are defined below and oche[ words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the Usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated ........................ Ill 7003. _.......... _..... ...... together <br />with all Riders to this document. <br />(B) "Borrower" is . 4EONA0P. P:. OAJHMAN .ANP.QHAO(t,.RA ?HM.AN..NVSBAN.4 ANP. NI( EE ................................. ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is NANXDF O( INIPHAN ................................................................................. ............................... . <br />Lender is a .QPRPQRATIQN .......... .. _.. _ .............................................................. . _.. _. organized and existing under <br />the lawn uf . JRE51AfFRf. N9R0A4KA .......... ............................... Lender's address is.PO.BOX.i70, DONIP.HAN.N(. 0Q832,11Z70_.... <br />.......................................................................................................................... ............................... . <br />Lender is [he beneficiary under this Security Instrument. <br />(D) "Trustern is BANK OF DONIPHAN P D BOX, 27D DO NIP HAN,NB 680720270,,,,,,,,,,,,,,,,,,,, <br />(E) "Note" means the promissory note signed by Borrower and dated Og84 8043 ...................... ............................... The <br />Note states that Borrower owes Lender FAAJY. FIVE. JHP. VSANO. ANONOIIO. Q ........................... ............................... _............ <br />................... ............................... Dollars (U.S. $ 45,000,.00,_ „_ „_.,,...._._.,) plus interest Borrower has promised to <br />pay this debt in regular Periodic Payments and hn pay the debt in full not later than ..................... 020.1 2AQQ..................... <br />......................................................................................................................... ............................... . <br />(F) 'Property” means the property that is described below under the heading "Transfer of Rights in the Property.” <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />fl Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />LJ l -4 Family Rider ❑ Biweekly Payment Rider <br />(1) "Applicable La we means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions. <br />(.q "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, nr authorise a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point-of-sale transfers, automated teller machine Farearlions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than Insurance proceeds paid under the coverages described In Section 5) foe (i) damage lo, or destruction of, the <br />Property; (ii) cundem nation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment' means the regularly scheduled amount due for (i) principal and interest under the Note, plus (h) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 ILS.C. 02601 of sell.) and its implcmenling regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to lime, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a 'federally related mortgage loan" even if the loan dues not qualify as a "federally <br />related mortgage loan' under RESPA. <br />(Q) "Successor in Interest of Borrowed' means any party that has taken title to the Properly, whether or not that party has <br />assume([ Borrower's obligations under the Note and /or this Security Instrument. <br />Farm 3028 1/01 <br />NEBRASKA — Single Family— Fannie Mee /Freddie Mee UNIFORM INSTRUMENT IIIIIII 11111 11 IIIIII [III [III [III <br />13-lo 5yslemn, I—_ 51. 11-1, se Is,." MU -LNt all 'Us er <br />,,, 11ri (1e9e1 ^f7P"9er) J 0 2 A 0 <br />RRI <br />J <br />Z <br />n= <br />y <br />N <br />N <br />_3 <br />elt <br />X <br />� <br />m <br />o <br />3 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />200302496 ®r <br />7 <br />Words used in multiple scutiunx of this document are defined below and oche[ words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the Usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated ........................ Ill 7003. _.......... _..... ...... together <br />with all Riders to this document. <br />(B) "Borrower" is . 4EONA0P. P:. OAJHMAN .ANP.QHAO(t,.RA ?HM.AN..NVSBAN.4 ANP. NI( EE ................................. ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is NANXDF O( INIPHAN ................................................................................. ............................... . <br />Lender is a .QPRPQRATIQN .......... .. _.. _ .............................................................. . _.. _. organized and existing under <br />the lawn uf . JRE51AfFRf. N9R0A4KA .......... ............................... Lender's address is.PO.BOX.i70, DONIP.HAN.N(. 0Q832,11Z70_.... <br />.......................................................................................................................... ............................... . <br />Lender is [he beneficiary under this Security Instrument. <br />(D) "Trustern is BANK OF DONIPHAN P D BOX, 27D DO NIP HAN,NB 680720270,,,,,,,,,,,,,,,,,,,, <br />(E) "Note" means the promissory note signed by Borrower and dated Og84 8043 ...................... ............................... The <br />Note states that Borrower owes Lender FAAJY. FIVE. JHP. VSANO. ANONOIIO. Q ........................... ............................... _............ <br />................... ............................... Dollars (U.S. $ 45,000,.00,_ „_ „_.,,...._._.,) plus interest Borrower has promised to <br />pay this debt in regular Periodic Payments and hn pay the debt in full not later than ..................... 020.1 2AQQ..................... <br />......................................................................................................................... ............................... . <br />(F) 'Property” means the property that is described below under the heading "Transfer of Rights in the Property.” <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />fl Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ....................... <br />LJ l -4 Family Rider ❑ Biweekly Payment Rider <br />(1) "Applicable La we means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions. <br />(.q "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, nr authorise a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point-of-sale transfers, automated teller machine Farearlions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than Insurance proceeds paid under the coverages described In Section 5) foe (i) damage lo, or destruction of, the <br />Property; (ii) cundem nation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment' means the regularly scheduled amount due for (i) principal and interest under the Note, plus (h) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 ILS.C. 02601 of sell.) and its implcmenling regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to lime, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a 'federally related mortgage loan" even if the loan dues not qualify as a "federally <br />related mortgage loan' under RESPA. <br />(Q) "Successor in Interest of Borrowed' means any party that has taken title to the Properly, whether or not that party has <br />assume([ Borrower's obligations under the Note and /or this Security Instrument. <br />Farm 3028 1/01 <br />NEBRASKA — Single Family— Fannie Mee /Freddie Mee UNIFORM INSTRUMENT IIIIIII 11111 11 IIIIII [III [III [III <br />13-lo 5yslemn, I—_ 51. 11-1, se Is,." MU -LNt all 'Us er <br />,,, 11ri (1e9e1 ^f7P"9er) J 0 2 A 0 <br />