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20030249" <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />17415376 <br />®-6A(NE) (orm) o1 <br />I <br />/91-e, --j /_+�.......e,� (Seal) <br />THOMAS G PANAGIOTIS - Borrower <br />(Seal) <br />EILEEN M PANAGIOTIS „ - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Page r4 a15 <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />17415376 <br />Form 3028 1101 <br />r V ' <br />Y <br />3 <br />