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200302474 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />2iO4 (Seal) <br />THOMAS J SHA - Rnrrower <br />"Zlw � (Seal) <br />D. I 3UZINE PESSA - Borrower <br />(Seal) _. (Seal) <br />- BOrmwer -B—ow, <br />(Seal) (Seal) <br />Jr.—, - BOaower <br />(Seal) _._ (Seal) <br />Botmwer - Borrower <br />VII✓ -BINE) i000, m aooe is or is Form 3026 1101 <br />