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a <br />a <br />a <br />Z <br />D <br />M <br />M <br />4 <br />r- <br />m <br />U) <br />M <br />_C <br />n <br />M <br />After Recording Return To: <br />200302468 <br />[Space Above This Line For Recording Data <br />DEED OF TRUST nonh <br />aHushmr: SPT30121 <br />Patcel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument° means this document, which is dated February 28, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Trevor Houghton, An Unmarried Man <br />Borrower is the buster under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Be. 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Commercial Federal Bank, a Federal Savings Bank <br />(E) "Note" means the promissory note signed by Borrower and dated February 28, 2003 <br />The Note states that Borrower owes Lender <br />Ninety -Five Thousand And 00 /100 <br />Dollars (U.S. $ 95, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA - Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />e0eume: (Page l o(13 pages) <br />wcouul.etc Wl /2oa2 <br />Form 3028 1/01 <br />= <br />D <br />-ma <br />C <br />Z <br />7G <br />u <br />n N <br />M <br />r) <br />O I <br />° <br />i3 <br />T <br />y <br />A <br />m <br />7G <br />° <br />3 <br />N <br />t: <br />r N <br />N <br />N <br />O <br />200302468 <br />[Space Above This Line For Recording Data <br />DEED OF TRUST nonh <br />aHushmr: SPT30121 <br />Patcel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument° means this document, which is dated February 28, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Trevor Houghton, An Unmarried Man <br />Borrower is the buster under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Be. 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Commercial Federal Bank, a Federal Savings Bank <br />(E) "Note" means the promissory note signed by Borrower and dated February 28, 2003 <br />The Note states that Borrower owes Lender <br />Ninety -Five Thousand And 00 /100 <br />Dollars (U.S. $ 95, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA - Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />e0eume: (Page l o(13 pages) <br />wcouul.etc Wl /2oa2 <br />Form 3028 1/01 <br />