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<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ PA-U RPO0 .............................. together
<br />with all Riders to this document.
<br />(B) "Borrower" is . STEPHEN ?, REEO.? NOROM?. J, N.. EES,. H4SPANP.( 1NO. W. IFk ..........................................................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the truster under this Security Instrument
<br />(C) "Lender' is BANKBFDBNIPHAN ... + .............._...... .
<br />............
<br />Ixnder is a . PPRQPRBTIOR ..................... ................................................. . ...... ............ organized and existing under
<br />the laws of JK51ATL Of. 11MO I[ A ............................. ........... . Lender's address is .PPBPx_77P,GONIPH9R.NE. P,QPOfi4% ?0......
<br />........................................................`.................................................................. ............................... .
<br />Lender is the beneficiary under this Security Insertion ear.
<br />(D) "Trustee" is PQNTQAL NATIONAt,PANK PO,BP %289, PUPENIQN „NE, Ra97B 0280
<br />................................... ............................... .
<br />(E) "Note” means the promissory note signed by Borrower and dated P2A ROW .... :._ ... ... ..... ............................... The
<br />Note slates that Borrower owes Lender HONTY. EIG4T. TROUMNGEIOHTHUNQSFGAND. N.. IU1. 00 ....................... ...............................
<br />................... ............................... Dollars (U.S. S 69, QBB;BP .............. ..........) plus interest. Borrower has premised in
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... PA -0.talll ....... .......
<br />......
<br />......................................................................................................................... ............................... .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly."
<br />(G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to he
<br />executed by Borrower [chuck box as applicable]:
<br />• Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />• Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative roles and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, scahmemr, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any pan of the Property; (iii) conveyance in lieu of condemnation; or (fv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means die regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 cr seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ PA-U RPO0 .............................. together
<br />with all Riders to this document.
<br />(B) "Borrower" is . STEPHEN ?, REEO.? NOROM?. J, N.. EES,. H4SPANP.( 1NO. W. IFk ..........................................................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the truster under this Security Instrument
<br />(C) "Lender' is BANKBFDBNIPHAN ... + .............._...... .
<br />............
<br />Ixnder is a . PPRQPRBTIOR ..................... ................................................. . ...... ............ organized and existing under
<br />the laws of JK51ATL Of. 11MO I[ A ............................. ........... . Lender's address is .PPBPx_77P,GONIPH9R.NE. P,QPOfi4% ?0......
<br />........................................................`.................................................................. ............................... .
<br />Lender is the beneficiary under this Security Insertion ear.
<br />(D) "Trustee" is PQNTQAL NATIONAt,PANK PO,BP %289, PUPENIQN „NE, Ra97B 0280
<br />................................... ............................... .
<br />(E) "Note” means the promissory note signed by Borrower and dated P2A ROW .... :._ ... ... ..... ............................... The
<br />Note slates that Borrower owes Lender HONTY. EIG4T. TROUMNGEIOHTHUNQSFGAND. N.. IU1. 00 ....................... ...............................
<br />................... ............................... Dollars (U.S. S 69, QBB;BP .............. ..........) plus interest. Borrower has premised in
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... PA -0.talll ....... .......
<br />......
<br />......................................................................................................................... ............................... .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly."
<br />(G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to he
<br />executed by Borrower [chuck box as applicable]:
<br />• Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />• Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative roles and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, scahmemr, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any pan of the Property; (iii) conveyance in lieu of condemnation; or (fv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means die regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 cr seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Farm 3028pn 1101
<br />NEBRASKA — Single Family— Fannie Mae /Freddie Mae UNIFORM INSTRUMENT VIII VIII II IIIp I II III
<br />ae"ke,c syelema.I -, 9L .bud, MN Fo:m MD-1-NE B /9/20ce X
<br />let. 112001 rya8e 1 of) yago) J B 2 A 0
<br />
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