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200302394 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenattts containal in (his <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) _ (Seal) <br />- tlurmwer - Rnrtower <br />_ (Seal) <br />- tlorrowcr <br />(Seal) <br />Borrower <br />`41✓ v61NE1 000si.m 1, is m 11 Form 3028 1101 <br />