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200302385 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Sea]) <br />Scott A Eriksen - Borrower <br />J(k d&I (Seal) <br />Kelli D Eriksen - Borrower <br />_ (Seal) (Seal) <br />- Bomower - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />ERIKSEN, SA GI 1531956 <br />-MINE) i000si Page 14 or 15 <br />I <br />i <br />(Seal) <br />Borrower <br />(Seal) <br />Is rrowor <br />0 <br />Form 3028 1/01 <br />