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DEED OF TRUST 200302364
<br />Loan No: 41036 (Continued) Page 8
<br />Hazardous Substances. The words 'Hazardous Subs1ane65" mean materials that, because of their quantity, concentration or physical,
<br />chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or the environment when improperly
<br />used, treated. stored, disposed 0, generated, manufactured, transported or otherwise handled. The words "Hazardous Substances" are
<br />used in their very broadest sense and include without limitation any and all havirtlous or toxic substances, materials or waste ss defined by
<br />or listed under the Environmental Laws. The term " Hazardous Substances" also Includes, without limitation, petroleum and petroleum
<br />by-products or any fraction thereof and asbestos.
<br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on the
<br />Reel Property, facilities, additions, replacements and other construction on the Real Property.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note or
<br />Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note or Related
<br />Documents and any amounts expended or advanced by Lender to discharge Truslor's obligations or expenses Incurred by Trustee or
<br />Lender to enforce Truslor's obligations under this Deed of Trust, togethm with interest on such amounts as provided in this Deed of Trust.
<br />Lender. The word 'Lender- means Howard County Bank a branch of Sherman County Bank, Its successors and assigns.
<br />Note. The word "Note" means the promissory note dated February 25, 2003, In the original Principal amount of $85,000.00
<br />from Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for
<br />the promissory note or agreement.
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter
<br />owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accession, parts, and additions to, all
<br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance
<br />proceeds and refunds of premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property' means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the Taal property, interests and rights, as further described in this Deed of Trust.
<br />Related Documents. The words 'Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
<br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other instruments,
<br />agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the
<br />Property.
<br />Trustee. The word Trustee" means Sherman County Bank, whose address is PO Box 643, Loup City, HE 60853 and any substitute or
<br />successor trustees.
<br />Truster. The word Trustor means Dennetta M. MiWinsmith.
<br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND TRUSTOR AGREES TO ITS TERMS.
<br />TRUSTOR:
<br />nnetm M. Klinglnerreffin, IntllvmuMly,
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />STATE OF /V e- L N L. 11C C� )
<br />—x )SS
<br />COUNTY OF w U / C. I
<br />On this day before me, the undersigned Notary Public, personally appeared ig a M. Klinglnarrlith, a $Ingle person, to me known to be the
<br />individual described in and who executed me Deed of Trost, and acknowledged t he or she signed the Deed of Trust as his or her free and
<br />voluntary act and deed, for the uses and purposes therein mention
<br />Given under my hand and oflclal seal this day of r u- cTw,"$a _.
<br />BEME A NIARf -Ststs si Nn,alm Note I In and for the
<br />JAMESW.00ERING $lamp t ��
<br />MY the ErD' "''� My co lesion explrea
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