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200302300 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Samuel R Reynolds - Borrower <br />n� o (Seal) <br />Nancy A Re notds - Borrower <br />(Seal) (Seal) <br />- Bortower - Borrower <br />(Sea]) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />REYNOLDS, SR GI 1531372 0 <br />O-6AME) 000si Page is of 5 Form3028 1101 <br />m <br />