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200302292 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Bormwer <br />(Seal) <br />Bormwer <br />(Seal) <br />Borrower <br />��- /q " <br />(Seal) <br />VERN N GOSDA <br />- Bormwer <br />(Seal) <br />DRANNR R GOSDA - Borrower <br />(Seal) <br />Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />,-6(NE) i000si law ram 1s Form 3028 1101 <br />