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b " n 200302286 N Y 0 ti Y o E E ` :X recording return to: zAfter kXITIFINANCIAL, INC. (MD) v (V H= W 3415 WEST STATE STREET O T ua s- m 57 a V K GRAND ISLAND NE 68803 a � DEED OF TRUST THIS DEED OF TRUST is made this 24th day of February 2003 among the Truster, MILISSA LADE MICHAEL LADE (JOINT AS WIFE AND HUSBAND) (herein "Borrower "), Michael F. isivett (herein "Trustee'), and the Beneficiary, CITIFINANCIAL, INC. (MD) , a corporation organized and existing order the laws of Maryland , whose address is 3415 WEST STATE STREET GRAND ISLAND HE 68803 (herein "Lender "). BORROWFR, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL . State of Nebraska: LOT TWO (2), BLOCK SIX (6), UNIVERSITY PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. whieh has the address of 2331 N SHERIDAN GRAND ISLAND Nebraska 68803 (herein "Property Address "); TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 02/24/2003 and extensions and renewals thereof (herein "Note "). in the principal sum of U.S. $ 44, 625.91 , with interest thereon, providing for numthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payahle on 03 /29 /2018 , the payment of all other sums, with interest thereon, advanced in accordance herewith to Protect the secuhity of this Decd of Tmsq and the performance of the covenauts and agreements of Bonowcr herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Propery is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the lille to the Properly against all claims and demands, subject to encumbrances of record. Nehraska 268764 1 '98 Original (Recorded) Copy (Branch) Copy (Customer) Page I of 5