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200302/57 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(=-0(NE) moos) <br />e <br />OTLIf ✓' (- r / A4� (Seal) <br />RANDALL E DUBBS - Borrower <br />PAMELA J DUBBS U - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />FWa 14 0115 <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229345 <br />Farm 3020 1101 <br />