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rmn <br />rn V <br />rn G O� rn O T O <br />cr <br />h y r n w <br />N rn rn <br />1 fi <br />After Recording Return To: s N rs v <br />HEARTLAND MORTGAGE CORP Ur <br />4602 132ND <br />NEBRASKA STREET 200213163 <br />200302252 <br />1Swrn Above This Line For Recording Decal <br />DEED OF TRUST <br />Loan Number: 1000172287 <br />MIN:MIN: 1000273- 1000172287 -5 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in dos document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 20 , 2002 , <br />together with all Riders to this document. <br />(B) "Borrow"" is BARBARA A FLAHERTY, A SINGLE WOMAN <br />Borrower is the tmstor under this Security Instrument. <br />(C) "Lender" is HEARTLAND MORTGAGE CORP <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 4502 S 132ND STREET, OMAHA, NEBRASKA 68137 <br />(D) "Trustee " is 7'T COP'I'TTT,F TNGITRAMCF CO*TT'AAW <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nuniinee for Lender and Lender's successors and assigns. MFRS Is the beneficiary under this Security <br />Instrument. MERS is organized and existing under die laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, Ml 48501 -2026, wl. (888) 679 -MERS. <br />(F) "Note" means the promissory note Signed by Borrower and dated NOVEMBER 20 , 2002. <br />The Now states that Borrower owes Lender EIGHTY FIVE THOUSAND TWO HUNDRED AND <br />00 /100 Dollars(U.S.$ 85,200.00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2032 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />NEBRASKA— Single Family-- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DoeM1t 4B7a too esasas 1s <br />Form 3028 1/01 Page 1 of 13 www.tlocmn9feeom <br />Ne+MPl rvd <br />