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200302242 governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "Federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower' means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's convenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL (Type of Recording Jurisdiction] [Name of Recording Jurisdiction] LOT 10, ISLAND ACRES NO. 7, A SUBDIVISION OF PART OF FRACTIONAL SECTION 7; PART OF THE W1 /2 OF THE W1/2 OF SECTION 8; AND PART OF LOT 24, ISLAND ACRES, ALL IN TOWNSHIP 11 NORTH, RANGE 9 WEST OF THE 6TH P.M. IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. Parcel ID Number: which currently has the address of 3107 W STATE STREET [Street] GRAND ISLAND [City), Nebraska 66603 [Zip Code] ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non- uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. srvm3 Rea nrosroo Page3 of ie meia ✓�%�i(�J cI FORM 3WO 1N1