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Return To <br />WELLS FARGO HOME MORTGAGE, INC. <br />FINAL DOCUMENTS X4701.024 <br />3601 MINNESOTA DRIVE <br />BLOOMINGTON, MN 554355284 <br />Prepared By: <br />KATHY MOTISI <br />WELLS FARGO HOME MORTGAGE, INC. <br />5540 FERMI CT #200 <br />CARLSBAD, CA 92008- <br />DEFINITIONS <br />200302242 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST 0126526504 <br />100 V" <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 14, 2003 <br />together with all Riders to this document. <br />(B) "Borrower' is <br />JAMES W. CRAMER AND COLLEEN L. CRAMER, HUSBAND AND WIFE, AS <br />JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a Corporation <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />NEBRASKA- Single Family -Fannie Maas /RVddie Mac UNIFORM INSTRUMENT FORM 30@8 110 <br />Fa 1 <br />Page I o110 Initials: ni LJ`/ SNE01 Rn08/13/01 <br />W <br />c a <br />'mn <br />C <br />M <br />A <br />rail <br />m <br />�.i m <br />N <br />o <br />AAQ <br />Z <br />M <br />D <br />P <br />N <br />o <br />c,J <br />A <br />= <br />n <br />to <br />N <br />N <br />N <br />O <br />N <br />� <br />� <br />N <br />o <br />Return To <br />WELLS FARGO HOME MORTGAGE, INC. <br />FINAL DOCUMENTS X4701.024 <br />3601 MINNESOTA DRIVE <br />BLOOMINGTON, MN 554355284 <br />Prepared By: <br />KATHY MOTISI <br />WELLS FARGO HOME MORTGAGE, INC. <br />5540 FERMI CT #200 <br />CARLSBAD, CA 92008- <br />DEFINITIONS <br />200302242 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST 0126526504 <br />100 V" <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 14, 2003 <br />together with all Riders to this document. <br />(B) "Borrower' is <br />JAMES W. CRAMER AND COLLEEN L. CRAMER, HUSBAND AND WIFE, AS <br />JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a Corporation <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />NEBRASKA- Single Family -Fannie Maas /RVddie Mac UNIFORM INSTRUMENT FORM 30@8 110 <br />Fa 1 <br />Page I o110 Initials: ni LJ`/ SNE01 Rn08/13/01 <br />