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�► M <br />T <br />M C n <br />n Zp R <br />n y <br />nN o �N <br />A\ <br />l <br />le� �O Oil <br />� FN+ O Tt Q <br />m q. <br />ZD A o C <br />After Recording Return To N <br />H <br />CHERRY CREEK MORTGAGE CO., INC. <br />7600 EAST ORCHARD ROAD, #250N 200302109 <br />0l N <br />GREENWOOD VILLAGE, COLORADO 80111 <br />[Spare Above This Line For Recording Bata] <br />Loan Number 16600085 <br />M[N# 100030200166000859 —� <br />DEED OF TRUST - <br />c <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain tales regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 18, 2003, together with all <br />Riders to this document. <br />(B) "Borrower" is EDWIN G. ZISKA also EDWIN GLEN ZISKA. Borrower is the lruslor under this <br />Security instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organized and <br />existing under the laws of COLORADO. Lender's address is 7600 EAST ORCHARD ROAD, #250N, <br />GREENWOOD VILLAGE, COLORADO 80111. <br />(D) "Trustee" is .TICDR TITLE INSURANCE COMPANY <br />(E) "HERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, let. (888) 679 -MERS. <br />(I) "Note" means the promissory note signed by Borrower and dated FEBRUARY 18, 2003. The Note states <br />that Borrower owes Lender TWENTY -SEVEN THOUSAND SEVEN HUNDRED FIFTY AND 00/100ths <br />Dollars (U.S.$27,750.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than MARCH 1, 2033. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />L J <br />Borrower mnml: <br />NEBRASKA-Single Family - Fannie Mar/Freddie Mac UNIFORM INSTRUMENT Form 3 3/01 (page I of 13 pages) <br />