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200302068 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />(3VS V A _— Borrower <br />(Seal) <br />LORI L PATSIOS - Borrower <br />(Seal) _.. _ (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) - _ — (Seal) <br />- Borrower - Borrower <br />C-61NE1 moosi.or »so ra or 11 Form 3028 1101 <br />r <br />I <br />