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(zzsl— 70 n n 1I <br />Z C I m= oD I <br />\ T zD N Crt <br />o \ l O <br />~ N <br />After Recording Return To: 200302051 <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND,NEBRASKA 68803 <br />((1, <br />[Space Above Tltis Line For Recorliog Data] 7 ` <br />DEED OF TRUST <br />DEFINITIONS Loan Number: 2310672 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument' means this document, which is dated FEBRUARY 10 12003 <br />, <br />together with all Riders to this document. <br />(B) 'Borrower" is SHARON K. BONSACK, A SINGLE WOMAN <br />Borzower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK <br />(E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 10 , 2003. <br />The Note states that Borrower owes Lender THIRTY EIGHT THOUSAND FIVE HUNDRED <br />AND 00 /100 Dollars (U.S. $ 38, 500. 00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2033 <br />(F) " Property" means the property that is described below order the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and latecharges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />Form 3028 1101 Page 1 of 13 <br />Ne30t81 M IIIIIIIIIIIII�IIIIII IIII II1III "I ',11)I'll I)I'II'I I' I II II I III <br />