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200302043 <br />of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and <br />reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; <br />and (e) any excess to the person or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br />'I'rnstee to recorecy the Property mud shall surrender this Security Instrument and all notes evidencing debt secured <br />by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons <br />legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or <br />persons a fee for reeonveyiug the Property, but only if the fee is paid to a third party (such as the Trustee) for services <br />rendered and the charging of the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may boon true to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument <br />is recorded Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default mud sale be sent to <br />Borrower's address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with <br />ficdh0sr (Seal) <br />KEITH A SIMMONS - Borrower <br />Witness: <br />& -AL1.9 L7' (Seal) <br />DANNELL L STMMONS - Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Witness: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />NEBRASKA - Single Family Fannie Mae /Peddle Mac UNIFORM INSTRUMENT DoeMagie Q3;ceut coo -ens -reel <br />Form 3028 1/01 Page 12 at 13 www.docmagic.com <br />1,111,11, Is <br />