200301985
<br />PREPAYMENT RIDER 0126878313
<br />THIS PREPAYMENT RIDER is made this ...12th...... day of ...FEBRUARY ....
<br />and is incorporated into and shall be deemed to amend and supplement the Mortgage,
<br />Deed of Trust or Security Deed (the "Security Instrument ") of the same date given by the
<br />undersigned (the "Borrower ") to secure Borrower's Note to ................. ...............................
<br />....................... WELLS, FARGO, HOME, MORTGAGE... INC,....................... ...............................
<br />of the same date and covering the Property described in the Security Instrument and
<br />located at: .61. VENUS,ST,.ALDA..NE„ 68870 ........................................ ...............................
<br />(Property Address)
<br />PREPAYMENT COVENANTS. In addition to the covenants and agreements
<br />made in the Security Instrument, Borrower and Lender further covenant and agree as
<br />follows:
<br />I have the right to make payments of principal at any time before they are due.
<br />A prepayment of all of the unpaid principal Is known as a "full prepayment" A
<br />prepayment of only part of the unpaid principal is known as a "partial prepayment"
<br />Except as provided below, I may make a full prepayment or a partial
<br />prepayment at any time without paying any penalty. However, if within the first
<br />year(s) after the execution of the Security Instrument I make full
<br />prepayment, I will pay a prepayment charge in an amount equal to the payment of six
<br />(6) months' advance interest, at the interest rate provided for under the Note, on the
<br />amount prepaid which Is in excess of twenty percent (20 %) of the original principal
<br />amount.
<br />Subprime Prepayment (t -5 yra) Rider
<br />Parity Act - AK, AL, AN, CA, CO, CT, DE, DC, I'L, GA, HI,
<br />ID, IN, IA, KS, KY, U , MO, MS, MG, MT, NE, NV, NH,
<br />NJ, NM, NO, OK, PA, Ri, Sq TN, TX, I-T, VT, WA, WY
<br />OCC NY
<br />(Page 1 .1 2)
<br />EC200L Rev. 12/26101
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