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200301985 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />BRYAN ELLINGTON Barrower <br />(Seal) <br />REA ELLINGTON Ban'ower <br />SNEI] Rry 1N27100 Page 17 of Ill Initials :S FORM ]MB iNt <br />