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200301865 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- 6(VE)l0w5l <br />I <br />(Seal) <br />borrower <br />(Seal) <br />- Borrower <br />I%'A L <br />ALEN I ES - Borrower <br />(Seal) <br />LORNAAWESCOATT - Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - orrower <br />Initials <br />Pap 14of15 ) Form 30281/01 <br />