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(E) "Note" means the promissory note signed by Borrower and dated February 10, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Ninety -Four Thousand And 00 /100 <br />Dollars (U.S. S 194,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -Single Family- Fannie MaeXreddle Mac UNIFORM INS'FREMENT <br />Momirvei (Page I ofO page/ <br />oocouml, rx oe /Wo/ oz <br />Form 30281101 <br />nn <br />c M = <br />n z � <br />n a <br />y <br />Ln <br />r <br />" <br />(q <br />After Recording Return To: 2 Q O 3 V 1 8 J f N <br />x m <br />z <br />M <br />N <br />G <br />vN, <br />F) <br />M <br />[Space Above This Line For Recording Data ] <br />Loan <br />DEED OF TRUST Member: <br />5PT21226 <br />Parcel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 10, 2003 <br />together with all Riders to this document. <br />(B)`Borrower "is Stephen B. Rowe and Leisa M. Rowe, Husband and <br />Wife <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and <br />existing under the <br />laws of Nebraska .Lender's address is P.O. Be. 1507 <br />Grand Island, HE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated February 10, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Ninety -Four Thousand And 00 /100 <br />Dollars (U.S. S 194,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -Single Family- Fannie MaeXreddle Mac UNIFORM INS'FREMENT <br />Momirvei (Page I ofO page/ <br />oocouml, rx oe /Wo/ oz <br />Form 30281101 <br />