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<br />State i f Nebraska
<br />jaxce At— Tait Liuc for Rwvrdiog Data]
<br />FIIA Gse NC.
<br />DEED OF TRUST 321- zz563s2��
<br />THIS DEED Of TRUST ( "Security Instrument') is made on February 14th _ 2003 O
<br />The trustor is Wilson Herreno and Nubia Stella Herrera as husband and wife
<br />("Borrower") The trustee
<br />( "Tmstee').'Ihe beneficiary is
<br />which is organized and existing under the laws of the State of Nebraska , and whose address is 700 North Webb Road
<br />Grand Island, NE 68803 ( "Lender'). Borrower owes
<br />Lender the principal sum of Eighty Two Thousand Three Hundred and 00 /100
<br />Dollars (U.S. $ 82,300.00 ). This debt is evidencedby Borrower'snote dated the same date as this Security Instrument ("Note"), which
<br />provides for monthly payments with the full debt, if not paid earlier, due and payable on March 01, 2018 . This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest. and all renewals, extensions and modif cations;
<br />(b) the payment or all other sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument, and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Trustee with power of sale, the following described property located in Hall County,.
<br />Lot Two Hundred Thirty -seven (237) and the North Fifteen and One -third (N15 1/3) feet of Lot Two Hundred
<br />Thirty-eight (238), in Belmont, an Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 328 N Custer Ave. Grand Island
<br />NE Isuccll 68803 (
<br />"Property Address ");
<br />I sham I [zlr c"ael
<br />"IOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights, appurtenances, rents,
<br />royalties, mineral, oil and gas rights and profits, water rights and stook and all fixtures now or hereafter a part of the Property. All replacements
<br />and additions shall also be covered by this Security Instrument, All ofthc foregoing is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully scizcd of the estate hereby conveyed and has the right to mortgage, grant and
<br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property against all claims and demands, subject many encumbrances of record.
<br />THIS SECURITY INSTRUMP.NI combines uniform covenants for national use and non - uniform coveaarns with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly payment, together with the
<br />principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In any year in
<br />which the Lender must pay a mortgage insurance premium to the Secretary of Housing and Urban Development ("Secretary"), or in any year in
<br />which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either (i) a
<br />sum for the annual mortgage insurance premium to be paid by Lender to the Secretary, or (it) amonthly charge instead of a mortgage insurance
<br />premium if this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the monthly
<br />charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds,"
<br />1101 CV (8/01) 1655398 Pap I ca`5
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<br />jaxce At— Tait Liuc for Rwvrdiog Data]
<br />FIIA Gse NC.
<br />DEED OF TRUST 321- zz563s2��
<br />THIS DEED Of TRUST ( "Security Instrument') is made on February 14th _ 2003 O
<br />The trustor is Wilson Herreno and Nubia Stella Herrera as husband and wife
<br />("Borrower") The trustee
<br />( "Tmstee').'Ihe beneficiary is
<br />which is organized and existing under the laws of the State of Nebraska , and whose address is 700 North Webb Road
<br />Grand Island, NE 68803 ( "Lender'). Borrower owes
<br />Lender the principal sum of Eighty Two Thousand Three Hundred and 00 /100
<br />Dollars (U.S. $ 82,300.00 ). This debt is evidencedby Borrower'snote dated the same date as this Security Instrument ("Note"), which
<br />provides for monthly payments with the full debt, if not paid earlier, due and payable on March 01, 2018 . This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest. and all renewals, extensions and modif cations;
<br />(b) the payment or all other sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument, and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Trustee with power of sale, the following described property located in Hall County,.
<br />Lot Two Hundred Thirty -seven (237) and the North Fifteen and One -third (N15 1/3) feet of Lot Two Hundred
<br />Thirty-eight (238), in Belmont, an Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 328 N Custer Ave. Grand Island
<br />NE Isuccll 68803 (
<br />"Property Address ");
<br />I sham I [zlr c"ael
<br />"IOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights, appurtenances, rents,
<br />royalties, mineral, oil and gas rights and profits, water rights and stook and all fixtures now or hereafter a part of the Property. All replacements
<br />and additions shall also be covered by this Security Instrument, All ofthc foregoing is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully scizcd of the estate hereby conveyed and has the right to mortgage, grant and
<br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property against all claims and demands, subject many encumbrances of record.
<br />THIS SECURITY INSTRUMP.NI combines uniform covenants for national use and non - uniform coveaarns with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly payment, together with the
<br />principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In any year in
<br />which the Lender must pay a mortgage insurance premium to the Secretary of Housing and Urban Development ("Secretary"), or in any year in
<br />which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either (i) a
<br />sum for the annual mortgage insurance premium to be paid by Lender to the Secretary, or (it) amonthly charge instead of a mortgage insurance
<br />premium if this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the monthly
<br />charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds,"
<br />1101 CV (8/01) 1655398 Pap I ca`5
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