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200301830 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />02 -1 -0 <br />- Borrower - Mohammad A. Kalam - Date - <br />#nO%1114n (D?- 16 - C)"6 <br />- Borrower - Hasatun Nasrin - Date - <br />NEBRASKA-- SinSie Family-- Fanniehlae /Freddie Mac UN [FORM INSTRUMENT Fur. 30381/01 <br />eocmeeiz (Page 12 of 13 pages) <br />LvCnlae[ vn as /is /mo <br />