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n <br />('� Z Pc <br />rn n v <br />rn co m <br />o <br />c n <br />OC\ S O o <br />W <br />N <br />After Recording Return To: <br />1 � � <br />y O � <br />200301830 <br />Space Above This Line For Recording Data) �-- <br />DEED OF TRUST Loans NUmber: xalam <br />Parcel Nester: ( pj <br />DEFINITIONS \ <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated February 10, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Mohammad A. Ralson, a Married Man and Hasatun <br />Nasrin, his Wife <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lenderisa Commercial Bank <br />laws of Nebraska <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />organized and existing under the <br />.Lender's address is P.O. Be. 1507 <br />(E) "Note" means the promissory note signed by Borrower and dated February 10, 2003 <br />The Note states that Borrower owes Lender <br />Eighty -One Thousand Six Hundred Five And 00 /100 <br />Dollars (U.S. S 81, 605.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2033 <br />(F) "Property" means the property that is described below under the heading `Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NE1 RISKA -- Single Family -- Fannie M.OFrOdw htne UNIFORM INSTRUMENT Form 3028 1 /01 <br />ooccimei (Page I o`J3pages) <br />e0oasS, vnL ./w /2.2 <br />