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( "Borrower "). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ("MFRS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Tender's successors and assigns). MFRS is organized and existing under die laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MFRS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N
<br />80111 ( "tender "). Borrower owes Lender the principal sum of
<br />TWENTY -NINE THOUSAND NINE HUNDRED SIXTY -EIGHT AND 00 /100
<br />Dollars (U.S. $ 29,968.00 ). This debt is evidenced by Borrowers note dated the same date as this Security
<br />Instrument ( "Note'), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />MARCH 1, 2033 This Security Instrument secures to Lender. (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions mid modifications of the Note, (h) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT SIX (6) AND SEVEN (7), BLOCK ONE (1), IN FIFTH ADDITION TO CAIRO,
<br />HALL COUNTY, NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF.
<br />which has the address of 614 SOUTH ALEXANDRIA STREET, CAIRO [Street, City),
<br />Nebraska 68824 pip Code] ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; hut, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FHA Nebraska need of Truro - 2NI
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<br />DEED OF TRUST
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<br />THIS DEED OF TRUST ( "Security
<br />Instrument ") is made on FEBRUARY
<br />14, 2003
<br />, among the grantor
<br />RYAN A. DIBBERN, A SINGLE PERSON
<br />( "Borrower "). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ("MFRS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Tender's successors and assigns). MFRS is organized and existing under die laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MFRS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N
<br />80111 ( "tender "). Borrower owes Lender the principal sum of
<br />TWENTY -NINE THOUSAND NINE HUNDRED SIXTY -EIGHT AND 00 /100
<br />Dollars (U.S. $ 29,968.00 ). This debt is evidenced by Borrowers note dated the same date as this Security
<br />Instrument ( "Note'), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />MARCH 1, 2033 This Security Instrument secures to Lender. (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions mid modifications of the Note, (h) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT SIX (6) AND SEVEN (7), BLOCK ONE (1), IN FIFTH ADDITION TO CAIRO,
<br />HALL COUNTY, NEBRASKA, ACCORDING TO THE RECORDED PLAT THEREOF.
<br />which has the address of 614 SOUTH ALEXANDRIA STREET, CAIRO [Street, City),
<br />Nebraska 68824 pip Code] ( "Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; hut, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FHA Nebraska need of Truro - 2NI
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