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200301785 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />1)6��' - --- (Seal) _ (Seal) <br />KEVIN G MCDERMOTT - Borrower DIANE L MCDERMOTT - Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />— (Seal) <br />- Borrower <br />Borrower <br />(Seal) (Seal) <br />- Borrower - Bomwer <br />52B (0008) Page 4 of 4 Form 3170 1/01 <br />0 <br />