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PARTIES: This Deed ofTmst is made on 02/04/2003 among the Grantor, ROLLIE NEWMAN AND JOLENE NEWMAN, HUSBAND AND WIFE (`Borrower"), AREND R HAACK, ATTORNEY, whose residence address is R O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "). and the Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCCST S Rf fCI, GRAND ISLAND, NCI IRASKA 68801 ( "Lander")_ CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trod, with power of sale. the real property, of which Borrower, is lawfully seized, described helow and all huildings, fixtures, and existing and future improvements thereon and all rights-of- way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appudenanees thereunto belonging (all called the `•property"). PROPERTY ADDRESS: 116 W 18TH ST, GRAND ISLAND, Nebraska 68801 LEGAL DESCRIP'f ION: LOT TWENTY -POUR (24) AND IIIC EASTERLY FIFTEEN (15) FEET OF LOT TWENTY -THREE (23), IN BLOCK TWO (2), n MORRIS ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA_ Located in Hall County, Nebraska. TITLE: Borrower convcnants and warrants title to the property, except for _ SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance lithe wnvenunts and agreements contained in this deed of trust and in any other doco ... cut incoryoraled herein. Secured debt, as used in this deed of trust, includes any amounts Borrower owes to Lord, under this dead of trust or under any instrument secured by this deed of trust, and all nwdifrcalions, extensions and renewals thereof. The scoured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): ® A PROMISSORY NO 11, AND SECURITY AGREEMENT DATED 02/04/2003 ® Future advances: The above amount is secured even though all or part of it may not yet he advanced. Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of hug is executed. ❑ Revolving line of credit agreement dated , with initial annual interest rate of All amounts owed under this agreement are secured el an though all amounts may not yet be advanced. Future advances under the agreement are cnnemplated and will be secured to the same extent as if nmde, on the date this decd of trust is executed. The above obligation is due and payable on February 17, 2010 if not paid earlier. The total unpaid balance secured by this decd of trust at any one time shall not exceed a maximum principal amount of $22,574.00, plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to pre, font any of the covenants contained in this deed ftrust, with interest on such disbursements. ❑ Variable Rate: The interest ate on the obligation secured by this decd of trust may vary according to the terms ofthat obligation. ❑ A copy of the loon agreement containing the terms under which the inteest rote may vary is attached to this decd of trust and made a part hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead il�lRached to this deed of trust and made a part hereof has ❑ been disclaimed; the disclaimer is attached to this deed of trustand made a part hereof. SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page 2, and in any n era described above signed by Borrower. o�rNNEWMAN EWM N ROLLIE AIr LENE NEWMAN ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS' The foregoing instrument was acknowledged before ore on 02/04/2003 By ROLLIE NEWMAN and JOLENE NEWMAN, I It ISBAND AND WIFE My commission expires: ti c YL Notary Public) III GENERAL NOTARY-State of Nebraska CHRIS L. KASKIE My Comm. Exp. Dec. 29, 20111 G n Cn o �( T M a o { 3 C r t^ I N -�' •. Uj 200301764 DEED OF TRUST PARTIES: This Deed ofTmst is made on 02/04/2003 among the Grantor, ROLLIE NEWMAN AND JOLENE NEWMAN, HUSBAND AND WIFE (`Borrower"), AREND R HAACK, ATTORNEY, whose residence address is R O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "). and the Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCCST S Rf fCI, GRAND ISLAND, NCI IRASKA 68801 ( "Lander")_ CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trod, with power of sale. the real property, of which Borrower, is lawfully seized, described helow and all huildings, fixtures, and existing and future improvements thereon and all rights-of- way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appudenanees thereunto belonging (all called the `•property"). PROPERTY ADDRESS: 116 W 18TH ST, GRAND ISLAND, Nebraska 68801 LEGAL DESCRIP'f ION: LOT TWENTY -POUR (24) AND IIIC EASTERLY FIFTEEN (15) FEET OF LOT TWENTY -THREE (23), IN BLOCK TWO (2), n MORRIS ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA_ Located in Hall County, Nebraska. TITLE: Borrower convcnants and warrants title to the property, except for _ SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance lithe wnvenunts and agreements contained in this deed of trust and in any other doco ... cut incoryoraled herein. Secured debt, as used in this deed of trust, includes any amounts Borrower owes to Lord, under this dead of trust or under any instrument secured by this deed of trust, and all nwdifrcalions, extensions and renewals thereof. The scoured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): ® A PROMISSORY NO 11, AND SECURITY AGREEMENT DATED 02/04/2003 ® Future advances: The above amount is secured even though all or part of it may not yet he advanced. Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of hug is executed. ❑ Revolving line of credit agreement dated , with initial annual interest rate of All amounts owed under this agreement are secured el an though all amounts may not yet be advanced. Future advances under the agreement are cnnemplated and will be secured to the same extent as if nmde, on the date this decd of trust is executed. The above obligation is due and payable on February 17, 2010 if not paid earlier. The total unpaid balance secured by this decd of trust at any one time shall not exceed a maximum principal amount of $22,574.00, plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to pre, font any of the covenants contained in this deed ftrust, with interest on such disbursements. ❑ Variable Rate: The interest ate on the obligation secured by this decd of trust may vary according to the terms ofthat obligation. ❑ A copy of the loon agreement containing the terms under which the inteest rote may vary is attached to this decd of trust and made a part hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead il�lRached to this deed of trust and made a part hereof has ❑ been disclaimed; the disclaimer is attached to this deed of trustand made a part hereof. SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page 2, and in any n era described above signed by Borrower. o�rNNEWMAN EWM N ROLLIE AIr LENE NEWMAN ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS' The foregoing instrument was acknowledged before ore on 02/04/2003 By ROLLIE NEWMAN and JOLENE NEWMAN, I It ISBAND AND WIFE My commission expires: ti c YL Notary Public) III GENERAL NOTARY-State of Nebraska CHRIS L. KASKIE My Comm. Exp. Dec. 29, 20111