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( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY
<br />('Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MFRS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N
<br />80111 ( "Lender "). Borrower owes Lender the principal sum of
<br />FORTY -FOUR THOUSAND ONE HUNDRED ONE AND 00 /100
<br />Dollars (U.S. $ 44, 101.00 ). This debt is evidenced by Borrowers note dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, wilt the full debt, if not paid earlier, due and payable on
<br />MARCH 1, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT EIGHT (8), IN BLOCK ELEVEN (11), IN ROLLINS ADDITION TO THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />which has the address of 1012 NEST 5TH STREET, GRAND ISLAND [Sbect, City,
<br />Nebraska 68801 [Zip code] ( "Property Address ");
<br />'TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instmmem as the "Property." Borrower understands and agrees
<br />that MFRS hold., only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MFRS (as nominee for Lender and Lender's successors and assigns) has the right to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security instrument.
<br />FHA Nebrarka Doid of T,u,i - 2191
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<br />WM NUMBER;
<br />16600327
<br />DEED OF TRUST
<br />ANE NUMBER'
<br />3a1- 2254058 -703
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<br />MIN: 100030200166000077
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<br />THIS DEED OF TRUST ( "Security Instrument ") is made on FEBRUARY 11,
<br />2003
<br />, among
<br />the
<br />grantor \cOtr`J
<br />DANIEL D. HARMS, A SINGLE PERSON
<br />( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY
<br />('Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MFRS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is
<br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N
<br />80111 ( "Lender "). Borrower owes Lender the principal sum of
<br />FORTY -FOUR THOUSAND ONE HUNDRED ONE AND 00 /100
<br />Dollars (U.S. $ 44, 101.00 ). This debt is evidenced by Borrowers note dated the same date as this Security
<br />Instrument ( "Note "), which provides for monthly payments, wilt the full debt, if not paid earlier, due and payable on
<br />MARCH 1, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT EIGHT (8), IN BLOCK ELEVEN (11), IN ROLLINS ADDITION TO THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />which has the address of 1012 NEST 5TH STREET, GRAND ISLAND [Sbect, City,
<br />Nebraska 68801 [Zip code] ( "Property Address ");
<br />'TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instmmem as the "Property." Borrower understands and agrees
<br />that MFRS hold., only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MFRS (as nominee for Lender and Lender's successors and assigns) has the right to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security instrument.
<br />FHA Nebrarka Doid of T,u,i - 2191
<br />DOCeOYP.1 Fage 1 nf7
<br />oocam+n.vn umnoao
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