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200301744 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />°"`-""""`.' A .ter/ (Seal) <br />DONALD A SMITH - Borrower <br />(Seal) <br />DIANNH R SMITH - Borrower <br />(Seal) (Seal) <br />- Borrower - Bomrwer <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- BOrrowcr <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />C-61NE1 io ,,., Page is of is Form 3025 1/01 <br />