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200301726 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means die Real Estate Settlement Procedures Act (12 U.S.C. Section 2501 et seq.) and its implementing regulation, Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a' "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage Ion" under RESPA (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY 'This Security Instrument secures to Lender (f) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument end die Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL Type of Recording lurisdicnonl Warne of Recoidmg rnrkdietlnn] LOT 5, COLONIAL ESTATES EIGHTH SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY, NEHEASEA Parcel ID Number: 400330431 which currently has the address of 3008 COLONIAL LANE [Screed GRAND ISLAND lc,ol, Nebraska 68803 [zip Code] ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Properly against all claims and demands, subject to any encumbrancus of record. m,i.. (Q® 61NEI moo a1 rae" a "r, a Form 3028 1101