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A <br />M <br />m <br />y <br />< <br />C <br />m <br />t3 <br />x <br />T <br />T <br />W <br />r .. <br />M <br />r <br />M <br />D <br />After Recording Return To- <br />V <br />rn <br />r+ <br />L <br />m <br />(a <br />200301651 <br />Space Above This Line For Recording Data <br />DEED OF TRUST zoo Nvat,. : 5PT21037 <br />Parcel lsc Cw: <br />LEFTS LITONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 1$ 20 and 2I. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument's means this document, which is dated February 4, 2003 <br />together with all Riders to this document. <br />(B)`Borrower "is Ervin Luth and Sharon Luth, Husband and Wife <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated February 4, 2003 <br />The Note states that Borrower owes Lender <br />Seventy -Four Thousand And 00 /100 <br />Dollars (U.S- $ 74, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA --Single Pamih•- Fannle Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />uocaivei (Pe, 1 gf13pages) <br />o�.,,.Ae. vrx ocn s /zom <br />