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200301678 <br />(C) "Lender" is U.S. BANK N.A. <br />Lender Is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />Lender's address is 4801 FREDERICA STREET, ONENSBORO, KY 42301 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is MARK EUNZBKER <br />(E) "Note" means the promissory now signed by Borrower and dated FEBRUARY 5, 2003 <br />The New slates that Borrower owes Lender FIFTY THOUSAND AND N01100 <br />Dollars <br />(U.S. $ 50,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in WE not later than MARCH 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(D) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />E Adjustable Rate Rider L] Condominium Rider E-1 Second Home Rider <br />El Balloon Rider 0 Planned Unit Development Rider E] I A Family Rider <br />0 VA Rider 0 Biweekly Payment Rider El Others) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(.p "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of duds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other then insurance proceeds paid under die coverages described in Section 5) for: (d <br />damage to, or destruction of, the Property; (it) condemnation or other taking of all or any part of the Property; <br />(iii) conveyance in lieu of eondenuuhon or (iv) misrepresematiom of, or omissions as to, the value and /or <br />condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment if, or default on, the <br />Loan. <br />i"mais <br />- 6(14E)_c000e) __ aaenam is d. e. Form3028 1101 <br />