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200301677 <br />16600246 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />NEBRASKA — Single Family— Fannie N1ae/Fred,IRM.a UNIFORM INSTRUMENT Form 30281/01 <br />coeuxasu (Page 12 of 13 pag ) <br />ooemxrC— 10/18/2002 <br />