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200301676 <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 6TH day of <br />FEBRUARY, 2003 , by <br />GLORIA E. OLIVARES AND JOSE R. CERRITOS <br />Non - Borrower: JOSE R. CERRITOS <br />Witness my hand and notarial seal at in said County, <br />the date aforesaid. <br />My Commission Expires: <br />GENERAL N DIARY -State of Nebraska <br />KATHRYN KLUSKA <br />My Corna Exp. Aug, t, a2'G <br />SNE18 Rev 10/17M0 <br />Otary ubliC <br />Pzge le Or Is Inuulf rORM Mil 1101 <br />