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<br />DEED OF TRUST
<br />200301626
<br />DBFINI'I IONS
<br />A�
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections
<br />3, 11, 13,
<br />18,20
<br />and 21. Certain rules regarding the usage ofwords used in this document are also provided in Section 16.
<br />(A) "Seen fly Instrument" means this document, which is dated February 7th 2003
<br />,togedierwith
<br />all Riders to this document.
<br />(B) `Borrower" is Tony J Urias and Diane G Deias, as husband and wife
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is United _Nebraska Bank
<br />.
<br />Tender
<br />isaCorporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803 _
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) °Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory note signed by Borrower and dated __ February 7th 2003 . The Note
<br />states that Borrower owes Lender One Hundred Fifty Two Thousand and 00 /100
<br />_
<br />Dollars (U.S. $152,000.00 )plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than March 1, 2023
<br />(F) "Properly" mewls Lite property that is described below under the heading "Transfer of Rights in the Property.','
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest_
<br />(H) `Riders" means all Riders to this Security Instrument that are executed by Borrower. 'I he following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />❑ Second Honte Rider
<br />❑ Other(s) [specify]
<br />(1) `Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules mid orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />(J) "Comm unity Association Duce, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar orgmtization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instruct or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point -of -sale transfers, automated teller machine transactions, tratsters initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />petty (other than insurance proceeds paid under the coverages described in Section 5) tor: (i) damage to, or destruction of,
<br />the Property; (a) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default urn, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of This Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 ct scq.) acid its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation
<br />NEBRASKA —s,,le Family-- Fanole Mae /Fredtliellac UN I FORM IN STRUMFNT Farm 3028 1/01 (page / le pages)
<br />mst.CV(I /@) 1111,11,
<br />Goro00041977l
<br />
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