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( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY <br />("Trustee"), The beneficiary is Mortgage Electronic Registration Systems, Inc. ("MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501-2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N <br />80111 ( "Lender"). Borrower owes Lender the principal sum of <br />SIXTY -SIX THOUSAND FOUR HUNDRED SEVENTY -FOUR AND 00 /100 <br />Dollars (U.S. $ 66, 474.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the Poll debt, if not paid earlier, due and payable on <br />FEBRUARY 1, 2033 This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT FOUR (4), TARA LEIGH SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRAKSA. <br />which has the address of 2526 WEST 5TH STREET, GRAND ISLAND [SUcet,Cily], <br />Nebraska 68803 [7,(wel( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed at Trust - 2191 <br />nocuunei Pagel cf7 <br />nc,aesaa.1v a /si /�000 <br />When Recorded Mal To <br />CHERRY CREEK MORTGAGE CO., <br />INC. 2 n <br />'7600 E. ORCHARD RD #250 -N <br />n -� ��'. <br />�"' <br />? �-_ <br />© <br />m <br />O <br />G1 <br />GREENWOOD VILLAGE, CO 80111 <br />ppI <br />I <br />J <br />- " <br />O <br />;,V. <br />N <br />P <br />CD <br />v <br />N <br />CD <br />200301528 <br />N <br />V <br />W <br />to <br />W <br />N <br />G <br />[Space Above This Line For Recording Data] <br />A <br />GARCIA VILLATORO <br />\ <br />17 <br />LOAN NUMBER: <br />16600162 <br />DEED OF TRUST <br />CASE <br />03 <br />03020301660016263 <br />THIS DEED OF TRUST ( "Security <br />Instrument ") is made on FEBRUARY <br />5, <br />2003 <br />,among the grantor <br />NORMA C. GARCIA VILLATORO, <br />A SINGLE PERSON <br />( "Borrower "). The trustee is TICOR TITLE INSURANCE COMPANY <br />("Trustee"), The beneficiary is Mortgage Electronic Registration Systems, Inc. ("MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MFRS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501-2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />7600 E. ORCHARD RD #250 -N GREENWOOD VILLAGE, 7600 E. ORCHARD RD #250 -N <br />80111 ( "Lender"). Borrower owes Lender the principal sum of <br />SIXTY -SIX THOUSAND FOUR HUNDRED SEVENTY -FOUR AND 00 /100 <br />Dollars (U.S. $ 66, 474.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the Poll debt, if not paid earlier, due and payable on <br />FEBRUARY 1, 2033 This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT FOUR (4), TARA LEIGH SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRAKSA. <br />which has the address of 2526 WEST 5TH STREET, GRAND ISLAND [SUcet,Cily], <br />Nebraska 68803 [7,(wel( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed at Trust - 2191 <br />nocuunei Pagel cf7 <br />nc,aesaa.1v a /si /�000 <br />